January 15th: Holidays again???
I’ll have to admit I was a little lost on a post for today because next month I’m starting my three week chapter on how to prepare to leave the country because March I leave for France!!!! I know January and February are going to fly by but I am so excited. So anyway I decided on a post about finances and I promise it isn’t going to be boring :) This post was inspired because throughout the holiday season I found myself shelling out cash and spending dollar after dollar. In total I spent far more than I expected and had planned for. Don’t get me wrong I was really excited to give gifts but I was not prepared.
Since we are still in the first month of the new year I think it is a perfect time to start planning.
At the end of the year I always count my change and convert it to cash but $40 extra dollars before the holidays would be very helpful so any loose change you come in counter with over the year drop in a piggy bank! (If you don’t have a piggy bank as motivation to get to started go buy one!!)
Depending on how much money you want to save and have to spend can determine how often you use this next tip.
2. Whenever you make or receive money give 10% to tithes and offering at church, and half of whatever you have left set aside for our holiday funds! If doing this method every pay period is too much, don’t worry adjust to how it works for you! Maybe only once a month or two time every three months. Adjust it to work for you.
3. And finally, write everything you spend and make down with paper and a pen or pencil in a check register. Dedicate a notebook specifically to managing your money. If you are watching where you spend money it is easy to see what you unnecessary expenses are. If you are eating out and spending money on restaurants multiple times in a week, look forward to trying a new meal at home.Or cook something special with a friend.
I hope you enjoyed my tips on finances and I hope you try a couple of them out! I will say that I personally use all of these tips and have found myself with more money throughout the year. When it comes time for the holidays smile and be stress free.
Leaving, Later, Out.
Check this link out about top tips to saving money!